Advisers United.com - Terms of Use
Roberts Clark Independent Financial Solutions Limited is an Independent Intermediary and is authorised and regulated by the Financial Services Authority to give such advice and is bound by their rules. Our Financial Services Authority Register number is 192598. Certain products are not regulated by the Financial Services Authority. Where this is the case we will tell you.
Our permitted business is advising on, making arrangements in and arranging (bringing about) savings, investments, non-investment insurance contracts, regulated mortgage contracts (including lifetime mortgages and home reversion plans) and pensions, including the specialist activities of pension transfers and pension opt outs. You can check this on the Financial Services Authority Register by visiting the Financial Services Authority’s web site www.fsa.gov.uk/register/ or by contacting the Financial Services Authority on 0845 606 1234. Their address is 25 The North Colonnade, Canary Wharf, London, E14 5HS.
Roberts Clark Independent Financial Solutions Limited is a limited company registered in England. Our registered number is 3981121 and registered office address is Prosperity House, Water Street, Burntwood, Staffordshire, WS7 1AN. Our VAT number is GB 748 2866 87.
Roberts Clark Independent Financial Solutions Limited is a licenced credit broker. Our Consumer Credit Licence number is 568030.
AdvisersUnited.com and Associated Sites
AdvisersUnited.com and associated sites (“the sites”) are trading styles of Roberts Clark Independent Financial Solutions Limited (“we” and “us”).
Access and use of the sites is subject to the following terms of use and the other associated documents detailed on this page.
By accessing the sites you signify your acceptance of these terms of use and the other associated documents.
You must not use the sites if you do not accept the terms of use and other associated documents.
If you do use the sites, your conduct indicates that you agree to be bound by the terms of use and associated documents.
We recommend you save or print a copy of these terms of use and other associated documents for your records.
The associated documents that form part of this terms of use are:
These terms of use replace all previous terms of use for the sites.
We may change or withdraw any part of the sites (including these terms of use) at any time, with or without prior notice. You should check the date the terms of use were last updated regularly.
Important Information And Disclaimers
AdvisersUnited.com and associated sites do not give financial, investment or tax advice. They are designed specially for general information use only and do not attempt to give you specific advice that relates to your personal circumstances. If you require specific advice, you should contact us. All financial, investment and tax advice is given by Roberts Clark Independent Financial Solutions Limited.
The information, services, systems, articles and data published on AdvisersUnited.com and associated sites are intended for general information only and should not be construed as advice as defined by the Financial Services and Markets Act 2000. You are strongly advised to take appropriate independent financial, compliance and legal advice before entering into any binding contracts.
Any arrangement made between you and any third party detailed on the sites is done at your sole risk and responsibility.
AdvisersUnited.com is provided solely for the use of finance professionals and is not in any way aimed at consumers.
Legal Governance
Use of the sites shall be subject exclusively to the laws of England.
The Court of England shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with the sites, its use, these terms and other associated documents. Where regulatory authorities have jurisdiction over the contents of the sites, we have attempted to ensure compliance with the requirements of such regulatory body. However, some of the information in the pages contained in this site is not to be accessed from certain jurisdictions and no representation or warranty is made as to whether the information available in this web site complies with the regulatory regime of countries from which the pages in this web site should not be accessed.
Intellectual Property, Copyright and Trade Marks
The intellectual property rights and copyright in the pages of the sites, in the screen displaying the pages and in the information, texts, graphics, design and material contained therein and the arrangement is owned by Roberts Clark Independent Financial Solutions Limited, unless otherwise stated.
All rights are reserved. The rights in AdvisersUnited.com and associated sites are owned by Roberts Clark Independent Financial Solutions Limited.
You must not modify materials you have printed or downloaded from the sites, unless expressly stated.
Use Of The Sites Within The United Kingdom
As a finance professional you may use AdvisersUnited.com for your own professional use. You may not use, and you must ensure that no other person uses the information supplied by the sites to you for re-sale, redistribution, retransmission or for any other commercial use, except where expressly stated. If you take a copy or set up a direct feed of any of the pages of the sites you must be aware that all of the terms of use and other associated documents will continue to apply.
Where you purchase products and services from AdvisersUnited.com, they must not be resold, redistributed, passed off as their own work unless expressly stated or used for any other commercial use other than for what they are intended.
You may print or download to disk the contents of an individual page of AdvisersUnited.com for your own professional use. You may also permit your computer to make an electronically stored, transient copy of the content in the sites for the purpose of viewing it while connected to the internet only. However, you may only make one copy of any content and it must not be resold, redistributed, passed off as their own work unless expressly stated or used for any other commercial use other than for what they are intended.
Use Of The Sites Outside The United Kingdom
We do not make any warranties, express or implied that the services or availability of the sites in any particular jurisdiction outside the UK is in compliance with any applicable laws or regulations. Accordingly, if it is prohibited to make the sites or any part available in your jurisdiction or to you (by reason of nationality, residence or otherwise) such sites or any part are not directed at you.
You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to receive the sites and, in particular, any information which allows you to apply for any products through the sites in the country in which you are accessing the sites. We do not accept liability for any costs, losses or damages resulting from or related to the availability or content of the sites to persons in jurisdictions outside the UK or to persons who are, or who are nominees of or trustees for, citizens, residents or nationals of other countries.
Your Obligations When Using The Sites
You are responsible for making any and all arrangements necessary for you to access the sites. You are also responsible for ensuring that anyone accessing the sites via your internet connection is aware of this terms of use and other associated documents and that they comply with them.
You may not restrict or inhibit any other user from using and enjoying the sites or post or transmit any untrue, unlawful, fraudulent, libellous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including but not limited to any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability, or otherwise violate any law, rules, regulations or market conventions (including, without limit, financial services regulations), any information which is in breach of any persons rights (including without limit, copyright and confidentiality), any information or software which contains viruses, cancelbots, logic bombs, trojans, worms or is otherwise harmful.
You may not post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial messages or engage in spamming or flooding; or upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the sites without our prior written permission.
We reserve the right to remove any such information from the services without warning and to inform and give assistance to the relevant bodies in respect of any transgressions.
We accept no responsibility for and give no warranties in connection with any information posted on the sites by users. We recommend that you do not rely on such information. Any information posted on the sites by users has not been issued or approved by us.
By posting information or comments on the sites or making available to other users any information you hereby grant us a worldwide non exclusive licence to use, copy, distribute, publish and transmit such information in any manner we wish (including without limit, archiving and making available such information as part of the sites).
You may not distribute, display or copy any of the contents of the pages contained in the sites to third parties including, but not limited to 'caching' any material on this web site for access by third parities and 'mirroring' any material on this web site.
Suitability Of Products And Services
The products and services mentioned on AdvisersUnited.com are aimed at finance professionals but may not be suitable for you. If you have any doubts you should contact us.
The material on the sites does not constitute advice and you should not rely on any material in the sites to make (or refrain from making) any decision or take (or refrain from taking) any action.
Our Services
Whilst we use all reasonable endeavours to keep the sites up to date, there may be a period of time between legislative and/or regulatory changes, and the time we are notified of such a change and are able make necessary changes to the said websites. We cannot be held responsible for any such delays.
We reserve the right to change the content, presentation, performance, user facilities and availability of any part of the sites at our sole discretion. It is your responsibility to refer to the changes. They will come into effect immediately on posting.
Exclusion Of Liability
The sites are provided 'as is'. All warranties whether express or implied under law including without limitation any warranty for the information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights are hereby expressly excluded with the sole exception that no exclusion of liability is claimed of death or personal injury as a result of negligence by us.
All reasonable endeavours have been taken to ensure that the information published on the sites is accurate. However, we do not warrant that the information is accurate or complete. You are advised to discuss your specific requirements with an independent financial or legal professional.
You accept that we shall not be liable in any event for any direct, indirect or consequential loss or damages arising from use of the sites.
You irrevocably indemnify us from and against any and all losses, damages and costs suffered or incurred of whatsoever nature arising out of or in connection with your use, provision or distribution of information or any part of the sites or any part or otherwise howsoever arising in relation to any breach of this agreement by you. This indemnity shall also apply to any loss or liability to the extent that it arises or results from your contravention as a finance professional of the Financial Services Authority rules or Financial Services and Markets Act 2000.
Although carefully verified, data computations are not guaranteed by us and may not be complete.
We do not make any warranties expressed or implied as to the accuracy, adequacy, quality or fitness for any particular purpose of the information or the sites for a particular purpose or use and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. You bear all risks from any uses or results of using any information. You are responsible for validating the integrity of any information received over the internet.
You agree not to hold us liable for loss caused directly or indirectly by any exchange or market ruling, government restriction or any “force majeure”. This includes but is not restricted to floods, fires, abnormal weather conditions, earthquakes or other “acts of god”, wars and riots, power and equipment failures or any other cause beyond our reasonable control.
Third Party Exclusion Of Liability
You acknowledge and agree that certain information within the sites is provided by third parties and that we have no control over the accuracy or completeness of such third party data.
You acknowledge and agree that we take no responsibility for the accuracy or availability of information provided by third party sites. Links to third party external web sites do not constitute an endorsement or recommendation by us of such sites or the content, products, advertising or other materials presented on such third party sites.
The third party links on AdvisersUnited.com may take you to other sites where trading is possible. You acknowledge and agree that we shall not be responsible or liable with regard to any advice or trading which may be conducted on such third party sites. The information and services offered within these sites has been produced by companies independent of us who may not be regulated to conduct investment business. We therefore take no responsibility for and give no warranties, guarantees or representations in respect of third parties and linked sites.
Linking To The Sites
We allow you to link to the home page of the sites, provided you do it legally and fairly and in such a way that does not imply we have any association with you, unless an association exists. Linking to the sites must not imply you have received approval or endorsement from us where none exists. Links to the sites must be from websites owned by you. We reserve the right to remove our permission to link to the sites without notice.
If you wish to link to the sites in any way other than mentioned above, please contact us for permission.
Complaints
If you have any complaint about our products or services purchased from AdvisersUnited.com you should direct that complaint to the Compliance Officer who will investigate the nature of your complaint and try to resolve it.
Terms Of Use Version: AdvisersUnited_TermsOfUse_V1011109
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Our permitted business is advising on, making arrangements in and arranging (bringing about) savings, investments, non-investment insurance contracts, regulated mortgage contracts (including lifetime mortgages and home reversion plans) and pensions, including the specialist activities of pension transfers and pension opt outs. You can check this on the Financial Services Authority Register by visiting the Financial Services Authority’s web site www.fsa.gov.uk/register/ or by contacting the Financial Services Authority on 0845 606 1234. Their address is 25 The North Colonnade, Canary Wharf, London, E14 5HS.
Roberts Clark Independent Financial Solutions Limited is a limited company registered in England. Our registered number is 3981121 and registered office address is Prosperity House, Water Street, Burntwood, Staffordshire, WS7 1AN. Our VAT number is GB 748 2866 87.
Roberts Clark Independent Financial Solutions Limited is a licenced credit broker. Our Consumer Credit Licence number is 568030.
AdvisersUnited.com and Associated Sites
AdvisersUnited.com and associated sites (“the sites”) are trading styles of Roberts Clark Independent Financial Solutions Limited (“we” and “us”).
Access and use of the sites is subject to the following terms of use and the other associated documents detailed on this page.
By accessing the sites you signify your acceptance of these terms of use and the other associated documents.
You must not use the sites if you do not accept the terms of use and other associated documents.
If you do use the sites, your conduct indicates that you agree to be bound by the terms of use and associated documents.
We recommend you save or print a copy of these terms of use and other associated documents for your records.
The associated documents that form part of this terms of use are:
These terms of use replace all previous terms of use for the sites.
We may change or withdraw any part of the sites (including these terms of use) at any time, with or without prior notice. You should check the date the terms of use were last updated regularly.
Important Information And Disclaimers
AdvisersUnited.com and associated sites do not give financial, investment or tax advice. They are designed specially for general information use only and do not attempt to give you specific advice that relates to your personal circumstances. If you require specific advice, you should contact us. All financial, investment and tax advice is given by Roberts Clark Independent Financial Solutions Limited.
The information, services, systems, articles and data published on AdvisersUnited.com and associated sites are intended for general information only and should not be construed as advice as defined by the Financial Services and Markets Act 2000. You are strongly advised to take appropriate independent financial, compliance and legal advice before entering into any binding contracts.
Any arrangement made between you and any third party detailed on the sites is done at your sole risk and responsibility.
AdvisersUnited.com is provided solely for the use of finance professionals and is not in any way aimed at consumers.
Legal Governance
Use of the sites shall be subject exclusively to the laws of England.
The Court of England shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with the sites, its use, these terms and other associated documents. Where regulatory authorities have jurisdiction over the contents of the sites, we have attempted to ensure compliance with the requirements of such regulatory body. However, some of the information in the pages contained in this site is not to be accessed from certain jurisdictions and no representation or warranty is made as to whether the information available in this web site complies with the regulatory regime of countries from which the pages in this web site should not be accessed.
Intellectual Property, Copyright and Trade Marks
The intellectual property rights and copyright in the pages of the sites, in the screen displaying the pages and in the information, texts, graphics, design and material contained therein and the arrangement is owned by Roberts Clark Independent Financial Solutions Limited, unless otherwise stated.
All rights are reserved. The rights in AdvisersUnited.com and associated sites are owned by Roberts Clark Independent Financial Solutions Limited.
You must not modify materials you have printed or downloaded from the sites, unless expressly stated.
Use Of The Sites Within The United Kingdom
As a finance professional you may use AdvisersUnited.com for your own professional use. You may not use, and you must ensure that no other person uses the information supplied by the sites to you for re-sale, redistribution, retransmission or for any other commercial use, except where expressly stated. If you take a copy or set up a direct feed of any of the pages of the sites you must be aware that all of the terms of use and other associated documents will continue to apply.
Where you purchase products and services from AdvisersUnited.com, they must not be resold, redistributed, passed off as their own work unless expressly stated or used for any other commercial use other than for what they are intended.
You may print or download to disk the contents of an individual page of AdvisersUnited.com for your own professional use. You may also permit your computer to make an electronically stored, transient copy of the content in the sites for the purpose of viewing it while connected to the internet only. However, you may only make one copy of any content and it must not be resold, redistributed, passed off as their own work unless expressly stated or used for any other commercial use other than for what they are intended.
Use Of The Sites Outside The United Kingdom
We do not make any warranties, express or implied that the services or availability of the sites in any particular jurisdiction outside the UK is in compliance with any applicable laws or regulations. Accordingly, if it is prohibited to make the sites or any part available in your jurisdiction or to you (by reason of nationality, residence or otherwise) such sites or any part are not directed at you.
You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to receive the sites and, in particular, any information which allows you to apply for any products through the sites in the country in which you are accessing the sites. We do not accept liability for any costs, losses or damages resulting from or related to the availability or content of the sites to persons in jurisdictions outside the UK or to persons who are, or who are nominees of or trustees for, citizens, residents or nationals of other countries.
Your Obligations When Using The Sites
You are responsible for making any and all arrangements necessary for you to access the sites. You are also responsible for ensuring that anyone accessing the sites via your internet connection is aware of this terms of use and other associated documents and that they comply with them.
You may not restrict or inhibit any other user from using and enjoying the sites or post or transmit any untrue, unlawful, fraudulent, libellous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including but not limited to any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability, or otherwise violate any law, rules, regulations or market conventions (including, without limit, financial services regulations), any information which is in breach of any persons rights (including without limit, copyright and confidentiality), any information or software which contains viruses, cancelbots, logic bombs, trojans, worms or is otherwise harmful.
You may not post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial messages or engage in spamming or flooding; or upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the sites without our prior written permission.
We reserve the right to remove any such information from the services without warning and to inform and give assistance to the relevant bodies in respect of any transgressions.
We accept no responsibility for and give no warranties in connection with any information posted on the sites by users. We recommend that you do not rely on such information. Any information posted on the sites by users has not been issued or approved by us.
By posting information or comments on the sites or making available to other users any information you hereby grant us a worldwide non exclusive licence to use, copy, distribute, publish and transmit such information in any manner we wish (including without limit, archiving and making available such information as part of the sites).
You may not distribute, display or copy any of the contents of the pages contained in the sites to third parties including, but not limited to 'caching' any material on this web site for access by third parities and 'mirroring' any material on this web site.
Suitability Of Products And Services
The products and services mentioned on AdvisersUnited.com are aimed at finance professionals but may not be suitable for you. If you have any doubts you should contact us.
The material on the sites does not constitute advice and you should not rely on any material in the sites to make (or refrain from making) any decision or take (or refrain from taking) any action.
Our Services
Whilst we use all reasonable endeavours to keep the sites up to date, there may be a period of time between legislative and/or regulatory changes, and the time we are notified of such a change and are able make necessary changes to the said websites. We cannot be held responsible for any such delays.
We reserve the right to change the content, presentation, performance, user facilities and availability of any part of the sites at our sole discretion. It is your responsibility to refer to the changes. They will come into effect immediately on posting.
Exclusion Of Liability
The sites are provided 'as is'. All warranties whether express or implied under law including without limitation any warranty for the information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights are hereby expressly excluded with the sole exception that no exclusion of liability is claimed of death or personal injury as a result of negligence by us.
All reasonable endeavours have been taken to ensure that the information published on the sites is accurate. However, we do not warrant that the information is accurate or complete. You are advised to discuss your specific requirements with an independent financial or legal professional.
You accept that we shall not be liable in any event for any direct, indirect or consequential loss or damages arising from use of the sites.
You irrevocably indemnify us from and against any and all losses, damages and costs suffered or incurred of whatsoever nature arising out of or in connection with your use, provision or distribution of information or any part of the sites or any part or otherwise howsoever arising in relation to any breach of this agreement by you. This indemnity shall also apply to any loss or liability to the extent that it arises or results from your contravention as a finance professional of the Financial Services Authority rules or Financial Services and Markets Act 2000.
Although carefully verified, data computations are not guaranteed by us and may not be complete.
We do not make any warranties expressed or implied as to the accuracy, adequacy, quality or fitness for any particular purpose of the information or the sites for a particular purpose or use and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. You bear all risks from any uses or results of using any information. You are responsible for validating the integrity of any information received over the internet.
You agree not to hold us liable for loss caused directly or indirectly by any exchange or market ruling, government restriction or any “force majeure”. This includes but is not restricted to floods, fires, abnormal weather conditions, earthquakes or other “acts of god”, wars and riots, power and equipment failures or any other cause beyond our reasonable control.
Third Party Exclusion Of Liability
You acknowledge and agree that certain information within the sites is provided by third parties and that we have no control over the accuracy or completeness of such third party data.
You acknowledge and agree that we take no responsibility for the accuracy or availability of information provided by third party sites. Links to third party external web sites do not constitute an endorsement or recommendation by us of such sites or the content, products, advertising or other materials presented on such third party sites.
The third party links on AdvisersUnited.com may take you to other sites where trading is possible. You acknowledge and agree that we shall not be responsible or liable with regard to any advice or trading which may be conducted on such third party sites. The information and services offered within these sites has been produced by companies independent of us who may not be regulated to conduct investment business. We therefore take no responsibility for and give no warranties, guarantees or representations in respect of third parties and linked sites.
Linking To The Sites
We allow you to link to the home page of the sites, provided you do it legally and fairly and in such a way that does not imply we have any association with you, unless an association exists. Linking to the sites must not imply you have received approval or endorsement from us where none exists. Links to the sites must be from websites owned by you. We reserve the right to remove our permission to link to the sites without notice.
If you wish to link to the sites in any way other than mentioned above, please contact us for permission.
Complaints
If you have any complaint about our products or services purchased from AdvisersUnited.com you should direct that complaint to the Compliance Officer who will investigate the nature of your complaint and try to resolve it.
Terms Of Use Version: AdvisersUnited_TermsOfUse_V1011109
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